Real Estate Buyer's Guide

Realtors, Nancy and Vito Lanzillo say, "Thank you for taking the time to visit our Ridgewood Lakes Resales website.. This website is designed to be your one-stop shop for real estate in Central Florida.

Understanding the Home Purchase Process

Home Purchase Process

Without question, buying a home is a life-altering decision; therefore, enlisting the expertise of Realtors® Nancy and Vito Lanzillo at Ridgewood Lakes Resales is imperative. We excel at helping buyers find the perfect property within the FIVE subdivisions at Ridgewood Lakes! Whether a new primary home, secondary vacation home, rental property, or vacant land on which to build that dream home, we ensure the process is both easy and enjoyable. As experts in real estate, we understand the local housing market, listen to your concerns and desires, and are able to advantageously maximize your budget.

Define Goals

As simple as it sounds, identify the reasons you are buying a new home. Do you need more square footage? Do you desire a larger yard? Do you want to transfer to a different school district for your children? Or, are you relocating to a different region or state altogether? Next, sequentially organize the importance of price, proximity, and property. Often buyers may find a house they love in their price range but not in the desired neighborhood. Recognizing that you may not be able to secure all three, prioritize the importance of location, house structure and lot size, and price point. Finally, separate the "must-have" features from the "like-to-have" features. Once you have made these determinations, you will be in a better position to research housing and mortgage options. However, do not worry about trying to figure everything out on your own. At Team Lanzillo, an experienced Real Estate professional will create an action plan, draw out a realistic timeline, and guide you every step of the way.

Realtors, Nancy And Vito Lanzillo

Secure Finances

Realtors® Nancy & Vito Lanzillo recommend and strongly encourages buyers to get pre-qualified for a home loan prior to viewing properties. The pre-approval process involves contacting a mortgage lender and giving them authorization to examine your current financial situation and review your credit history. Based on this examination, the lender will provide you with a pre-qualification letter that details how much the bank is willing to lend you to buy a home. The pre-qualification letter is important because it narrows the home search to fit within your price range, and it increases your negotiation power because sellers know that you are a serious buyer who can close quickly.

Close the Deal

Prior to the closing date, you will have the opportunity for a final walkthrough of the home to make sure the home is clean and vacant. Any repairs described in the contract should be complete by this time, and the home should be in the same condition or better from when you originally signed the sales agreement. On the day of closing, your real estate agent will be with you at the title company, attorney's office or at the property. The settlement will include paying closing costs, legal fees, property adjustments, and transfer taxes. At this point, the deed is officially transferred from the seller to you, the buyer. You will receive the property title, copies of documentation relative to the purchase, and - of course - the keys to your new home!

Nancy & Vito Lanzillo, Realtors®
Ridgewood Lakes Resales
Home-Office: Ridgewood Lakes
840 Ashton Drive, Davenport FL 33837
717-586-6690 Nancy cell/text
717-586-9339 Vito cell/text
vnlanzillo@outlook.com

Corporate Office: Orlando
Keller Williams Realty at the Lakes
1170 Celebration Blvd, Suite 200
Celebration, Florida 34747
407-566-1800 office fax

For driving directions to our Ridgewood Lakes Resales Home-Office at Ridgewood Lakes, see the map below:

To contact Nancy & Vito Lanzillo, Realtors®, call (717)586-6690 or (717) 586-9339 or complete the following contact form. Click the 'Submit' button to send us your message.

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